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Being self-employed comes with unique challenges, which is why many banks limit the amount you can borrow. However, we’ve developed a service tailored to self-employed individuals that shifts the advantage back to you. With our approach, you can potentially borrow even more than someone who is traditionally employed. This ensures that your financial circumstances and earning potential are fully recognized, offering greater flexibility and options to achieve your goals.
Many directors of limited companies opt for a compensation strategy that combines a modest salary with larger dividend payments. While this approach is common and often tax-efficient, it can inadvertently limit your borrowing capacity.
Absolutely! We’ve cultivated strong partnerships with lenders who are willing to assess your mortgage eligibility based on your most recent year’s income, rather than using an average from multiple years.
Our team will discuss your individual circumstances, and the most suitable next steps
We can call you back for a brief discussion – no problem
Book a free, initial, no obligation appointment with us so that we can get you Mortgage Ready.
We’ll have a look at your circumstances and check over your documents so that when the times comes you look as attractive as possible to a lender, and are ready to go.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
