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Income Protection helps maintain your financial stability when you’re unable to work long-term. Unlike employer support, which may be limited, this policy covers you until recovery, retirement, or the policy term ends.
Income Protection Insurance provides regular, tax-free payments (weekly or monthly) if you’re unable to work due to illness or injury, continuing until recovery, retirement, or the end of the policy term. The insurer cannot cancel the policy if premiums are paid. Some policies offer a waiver of premiums while benefits are being paid, allowing the cover to remain in place without additional cost.
Policies won’t pay out for unemployment unrelated to illness or injury. Exclusions include drug/alcohol abuse, self-harm, and war. Premiums decrease with longer deferred periods, but benefit limits prevent payouts from exceeding pre-disability income.
Our team will discuss your individual circumstances, and the most suitable next steps
We can call you back for a brief discussion – no problem
Speak to a friendly, expert adviser about your unique insurance needs. We’ll search products for the most suitable policy. Your adviser will complete your application, liaise with the lender and you, keep you informed until completion.
