Critical Illness Covered

Critical illness insurance is designed to pay out if someone is diagnosed with any of a number of specified illnesses, and each provider offers different levels of cover and specifications. Permanent and total disability benefit can also be offered under this type of policy and has proved to be very popular with most of our clients.

Critical illness insurance can be used to protect a mortgage and can therefore be set up in joint names. It can also be used to adapt a property upon a disability claim, or to pay for private medical treatment if required. Critical illness payments are also often used to replace loss of salary through inability to work. Critical illness insurance covers cancer, heart attack and stroke as a minimum – although the exact number and type of other illnesses covered will depend on the particular provider used.